Where financial Freedom Comes with legal protection.

Prices and availability of services may change over time, so please review your contract carefully and ask any questions before signing. While past performance does not guarantee future results, we strive to provide the best service possible. *Assumes all of your debts are eligible for enrollment, are enrolled in the program, and you successfully complete the program. The majority of clients who successfully complete the program resolve their enrolled debts in 24 - 48 months (average 35 months). Higbee & Associates offers debt resolution services. Our clients who make all monthly program payments save approximately – % of their enrolled debt (average of %) upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from %-% of your enrolled debt. Programs typically range from 24-48 months. Clients must save at least % of each debt due to an enrolled creditor before a bona fide settlement offer will be made. On average, clients receive their first settlement within 3-6 months of enrollment and approximately every 3-6 months thereafter from when the prior debt was settled. Not all clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Our program is not available in all states; fees may vary by state. The use of debt resolution services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Any amount of debt forgiven by your creditors may be subject to income tax. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable. Read and understand all program materials prior to enrolling. Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt relief companies. Any performance figures mentioned or shared within this content do not guarantee similar results. Results depend on individual circumstances, and the success of past cases does not predict future outcomes.